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Wealthica's Journey to $100BWe share everything on our journey to $100B aggregated net worth.

Investing

All about stocks, robo-advisors, ETFs and investing.

Maximizing Wealth With Tactical Investing in Canada

Maximizing Wealth With Tactical Investing in Canada

As a smart investor, your goal is to make intelligent decisions that will grow your wealth over time. You may have heard terms like “buy and hold” or “long-term investing,” but another approach that may grab your attention is tactical investing. Unlike a traditional buy-and-hold strategy, tactical investing is a more hands-on approach, allowing you…

October 17, 20240Comments

ByOreoluwa Fakolujo

Understanding Capital Gains Tax in Canada

Understanding Capital Gains Tax in Canada

Understanding capital gains tax is essential for Canadian investors looking to maximize their returns while staying on the right side of the law. Whether you're selling stocks, real estate, or digital assets like cryptocurrency ETFs, capital gains tax significantly determines how much of your profit you'll keep. In Canada, the government taxes only a portion…

September 15, 20240Comments

ByOreoluwa Fakolujo

How Wealthica Can Help You Avoid Financial Mistakes

How Wealthica Can Help You Avoid Financial Mistakes

Managing personal finances can be overwhelming, especially when navigating Canada's unique financial landscape. Canadians face various financial challenges, from understanding the nuances of tax-advantaged accounts like RRSPs and TFSAs to keeping track of investments and debt. Wealthica becomes a powerful ally, helping you avoid common mistakes that could otherwise jeopardize your financial future. By providing…

September 1, 20240Comments

ByOreoluwa Fakolujo

Cryptocurrency ETFs_ A Comprehensive Guide for Investors In Canada

Cryptocurrency ETFs in Canada: A 2026 Guide for Investors

Canada was the first country to approve a spot Bitcoin ETF. The Purpose Bitcoin ETF launched on the Toronto Stock Exchange in February 2021. The Canadian crypto ETF market has since expanded to cover Bitcoin, Ether, and XRP, with assets under management approaching CAD $6 billion by the end of 2025. The US approved spot…

August 20, 20240Comments

ByOreoluwa Fakolujo

Investment Strategies_ A Comprehensive Guide for Canadian Investors

Investing Help and How To

Investment Strategies: The Canadian Investor’s Guide

The Canadian investing landscape in 2026 includes more registered account types than ever. RRSP, TFSA, FHSA, and RESP are all available. Low-cost ETFs like XEQT, VEQT, and XIC keep MERs below 0.25%. Do-it-yourself platforms include Wealthsimple Trade, Questrade, and TD Direct Investing. The strategy you pick determines which tools you use and in what proportion.…

August 3, 20240Comments

ByOreoluwa Fakolujo

making a financial budget

How to Make a Financial Budget: A Canadian Step-by-Step Guide for 2026

To make a financial budget, list every source of after-tax income and track all expenses for 30 days. Choose a method: 50/30/20, zero-based, envelope, or pay-yourself-first. Allocate every dollar across needs, wants, savings, and debt. In Canada, the allocation also covers RRSP, TFSA, FHSA, and RESP contributions alongside fixed costs. Canadians have a budgeting gap.…

July 15, 20240Comments

ByOreoluwa Fakolujo

Wealthica vs Mint

Investing Help and How To

Mint vs Wealthica: Net Worth Trackers Compared

I was using Mint for a number of years and have been a Wealthica user for around three years. Initially, I thought that there was not much comparison between Wealthica vs Mint, but in reality they are quite different. Although they are both net worth trackers, Mint is more for day-to-day budgeting and Wealthica is…

November 30, 20230Comments

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Wealthica + goPeer Login! Connect FREE with goPeer.

This collaboration brings an exclusive offer to our users and an alternative to keep using Wealthica for FREE. It also enables users to connect their goPeer login with the other banks or brokerage they use. We're excited to announce that we're partnering with goPeer, peer to peer lending canada, so you can get Wealthica Connect (Sync up…

November 21, 20230Comments

How to Invest $100K for Passive Income

How to Invest $100K for Passive Income

Investing 100K for passive income is not an easy feat. The problem is not the size, of course, but the word “passive”. People might have $100K available to invest (and congrats!), but there isn’t any practically helpful guide when it comes to this aspiration. No doubt, online articles are a great source of information. But…

May 4, 20230Comments

what is quantitative investing

What is Quantitative Investing and How Does it Work?

We often learn about hedge funds that incorporate a strategy called quantitative investing. These are also called quant funds and were popularized in the last few decades. Believe it or not, this is not a strategy only hedge funds can use but also retail investors. That's why it's important to understand it. So, what is…

March 13, 20230Comments

ByKonstantinos Kosmidis

Dividend Investor

Investing Mises à jour Product Features

Dividend Investor: New Power Up Alert!

We are excited to introduce the - Dividend Investor Power-Up - a new feature on Wealthica. 🥳 This powerful tool acts as a dividend tracker and analyzes income from your stock investments, giving you a comprehensive view of your dividends and future dividend forecast. This will enable you to make more informed decisions about your…

January 20, 20230Comments

inflation-industries

5 Industries that Have Suffered the Most Because of Inflation: How Much Exposure Do you Have to Them?

The pressure we faced by inflation this year is not unprecedented, but surely historic. In this post, we’ll help you understand the investment opportunities in an inflationary environment…

September 30, 20220Comments

ByKonstantinos Kosmidis

tfsa vs rrsp

TFSA vs RRSP: What’s the Difference?

Are you torn between choosing a TFSA and RRSP account? Worry not. In this article we will end the TFSA vs RRSP debate once and for all…

April 20, 20220Comments

ByKonstantinos Kosmidis

budgeting

Investing Uncategorized

How to Avoid Outliving your Retirement Fund

One of the things that you need to do while planning for retirement is determining how long you expect your retirement to last. True, that’s easier said than done; predicting how long you will live as a retiree is not just dreadful, but also very easy to get wrong. What if you end up living…

February 14, 20220Comments

ByKonstantinos Kosmidis

Dividend Tracker

Dividend Tracking was Never that Easy!

Dividend Tracking shouldn’t be hard. Either a well-made dividend tracking spreadsheet or a dividend tracking app is enough to start tracking your dividends.

October 27, 20210Comments

ByKonstantinos Kosmidis

Canadian Financial Summit

Free Tickets to Canadian Financial Summit

Canada's top financial experts are coming together to help you save more, invest better and worry less. The summit is designed to give you actionable advice through engaging seminars. Wealthica will be speaking at the summit to talk about our platform! Learn how to: Retire early on your own terms; Invest better; …

September 17, 20210Comments

ByBilly Kawasaki

rbc direct investing app

Here’s Something Better than the RBC Direct Investing App

Do your needs go beyond what the RBC Direct Investing app can offer? No sweat. Wealthica’s app will help you track your net worth and investments in one place!

September 14, 20210Comments

ByKonstantinos Kosmidis

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FDATA North America Releases Report On Competition Issues Around Open Banking in Canada

On July 17, the Financial Data and Technology Association (FDATA) of North America released a paper on competition issues around customer-directed finance (often referred to as "Open Banking") and the financial data access competitive landscape in Canada. The paper’s release coincided with a virtual presentation by FDATA North America Executive Director Steve Boms, Senator Colin…

July 22, 20200Comments

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Banking+Investment: Effortlessly Track All Accounts In One Place

We're bringing you even more ways to effortlessly track all accounts in one place. Late last year, we quietly introduced support for banking institutions as a beta, so you could track your global wealth across all your financial accounts. This feature enables you to add your regular bank accounts, credit cards, and investments you hold within…

June 8, 20200Comments

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Help and How To Investing

Use the Wealthsimple API to Do More: Wealthsimple and Wealthsimple Trade Enhanced

Connecting your Wealthsimple account to Wealthica has never been easier. The Wealthsimple Trade and Wealthsimple API allow you to easily connect your account to Wealthica securely with just a few clicks. This means you no longer need to enter your credentials when connecting your Wealthsimple account to Wealthica, securely giving you instant control over your…

March 9, 20200Comments

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Move Over ‘Open Banking’, Say Hi to ‘Consumer-Directed Finance’

About a year ago, I reported on the Department of Finance Canada launching a public consultation on the merits of open banking. On January 31, 2020, Minister of Finance, Bill Morneau, released the findings from the first phase of the review by the Advisory Committee and announced that the committee will go through a…

February 12, 20200Comments

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Could Canada’s Digital Charter Be a Game Changer for Open Banking?

In May 2019, Navdeep Bains, Canada's federal Minister of Innovation, Science and Economic Development, announced a Digital Charter which enumerates 10 principles for modernizing the rules guiding digital technology in the country. There are two principles in it that are quite relevant towards the adoption of Open Banking. The third states “Canadians will have…

July 4, 20190Comments

Purple Canadian flag

Department of Finance Canada Launching Public Consultation on Merits of Open Banking

The Department of Finance Canada has launched a public consultation on the merits of open banking. Concretely, what would open banking legislation in Canada mean for Wealthica users? It could enable easier access to your data through third party apps like ours, perhaps without even entering your credentials. Such would also regulate how data is…

January 22, 20190Comments

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Wealthica CEO to Speak at CFA Montréal’s “Fintech Series – The Future of Advice” Event

Simon Boulet, Wealthica's CEO, will be a speaker at the "Fintech Series - The Future of Advice" event on May 23 in downtown Montreal. Organized by CFA Montréal, the event will offer an overview of the rapidly changing financial advisory landscape due to technological and societal factors. It is open to both CFA and non-CFA…

May 8, 20180Comments

hardbacon blog

Wealthica’s Partner Hardbacon Launches iOS App

On February 8, Wealthica’s partner Montreal-based startup Hardbacon launched its iPhone app, aiming to democratize investing among younger population groups. The application is compatible with a number of online brokers including BMO InvestorLine and TD Direct Investing. It is designed to help users monitor their investments as well as to obtain real-time analysis of their…

February 12, 20180Comments