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Investing

All about stocks, robo-advisors, ETFs and investing.

How to Manage a Financial Windfall

Investing Help and How To

How to Manage a Financial Windfall

Sudden financial gains often arrive unexpectedly. They might come from an inheritance, a business sale, a lottery prize, or even a legal settlement. Whatever the source, a large sum of money can shift your financial life overnight. For many people, it brings a mixture of excitement and anxiety. The opportunities are immense, but so are…

October 6, 20250Comments

ByOreoluwa Fakolujo

lumpy assets

What Are Lumpy Assets?

Lumpy assets play a critical role in wealth management. These are assets that cannot be divided into smaller parts without losing their value or utility. Unlike liquid assets such as cash or stocks, lumpy assets require large transactions when you buy or sell them. Real estate, private businesses, and unique collectibles are some of the…

September 22, 20250Comments

ByOreoluwa Fakolujo

Dollar Cost Averaging vs. Lump Sum Investing

Dollar Cost Averaging vs. Lump Sum Investing

Investing is a long journey that demands informed decisions. Among the most important choices is how to enter the market. Should you invest all your capital at once, or space it out over time? This fundamental question divides investors into two camps: those who favor Dollar Cost Averaging (DCA) and those who choose Lump Sum…

September 11, 20250Comments

ByOreoluwa Fakolujo

Do I Need a Holding Company_

Investing Help and How To

Do I Need a Holding Company?

The idea of creating a holding company often arises at certain stages of financial growth. Entrepreneurs, investors, and professionals sometimes come to a point where personal ownership of assets feels limiting. A holding company, by design, provides a structure that centralizes ownership while creating protection and flexibility. It does not operate like a store or…

September 2, 20250Comments

ByOreoluwa Fakolujo

Art Investing A Complete Guide to Building Wealth Through Fine Art

Art Investing: Building Wealth Through Fine Art

Art investing has become an established way to build wealth while diversifying beyond traditional assets. Unlike equities or property, art combines financial potential with cultural value. Investors are no longer confined to conventional tools for growth, and fine art has proven to be a serious contender in the global investment landscape. Wealth managers, collectors, and…

August 31, 20250Comments

ByOreoluwa Fakolujo

Rollover Equity_ A Comprehensive Guide for the Modern Investor

Rollover Equity: The Modern Investor’s Guide

Rollover equity has become a core strategy in modern private equity transactions. It allows sellers to retain a stake in their business after a partial or full sale, creating an opportunity to continue benefiting from the growth of the company under new ownership. This arrangement is typical in management buyouts, private equity acquisitions, and recapitalizations,…

August 12, 20250Comments

ByOreoluwa Fakolujo

What Percentage of My Net Worth Should Be in Real Estate_

What Percentage of My Net Worth Should Be in Real Estate?

Some questions do not have a perfect answer, only an honest one that reflects reality as it unfolds. You won't find a single number carved in stone when it comes to how much of your net worth should be tied up in real estate. But you can discover a range, shaped by personal goals, life…

June 11, 20250Comments

ByOreoluwa Fakolujo

Asset-Based Mortgages vs Traditional Mortgages_ Which One Is Right for You_

Investing Help and How To

Asset-Based Mortgages vs Traditional Mortgages: Which One Is Right for You?

The road to homeownership can take a very different path depending on your financial situation. Some people have a steady job, predictable income, and clear pay stubs. Others might have considerable wealth tied up in stocks, real estate, or other non-traditional assets, but very little income showing on paper. Lenders once saw these people as…

June 11, 20250Comments

ByOreoluwa Fakolujo

Top-10-Recession-Resistant-Stocks-and-ETFs-Canadians-Should-Watch

Help and How To Investing

Top 10 Recession-Resistant Stocks and ETFs in Canada

The economy moves in cycles. Sometimes, growth feels unstoppable, and other times, it slows down. As an investor, knowing how to prepare for a recession is the key to navigating uncertain times. You don’t need to make risky bets or guess where the market is heading. You just need to know where to look. Some…

May 21, 20250Comments

ByOreoluwa Fakolujo

Leveraged ETF Bonds_ A Deep Dive into High-Risk, High-Reward Investing

Leveraged ETF Bonds: High-Risk, High-Reward Investing

Leveraged ETF bonds take bond investing to the next level by magnifying gains and losses through financial leverage. They can be a powerful tool for short-term traders but a dangerous trap for the unprepared. They don’t just follow the market. They push the limits, using borrowed capital and complex financial instruments to deliver twice or…

April 1, 20250Comments

ByOreoluwa Fakolujo

Taking Stock of Your Finances With Financial Inventory

Investing Help and How To Stock Tracking

Taking Stock of Your Finances With Financial Inventory

If you must take control of your finances, especially in a world where financial uncertainty often looms, conducting a financial inventory is one of the best ways to achieve this. It might sound complicated, but it's like spring cleaning for your finances. You sort, assess, and organize everything you own, owe, and plan to achieve…

December 31, 20240Comments

ByOreoluwa Fakolujo

Margin Loan and Mortgage_ Major Similarities and Differences

Margin Loan and Mortgage: Similarities and Differences

When you first consider the concepts of margin loan and mortgage, it might feel like you're meandering through a strange and confusing territory. Both are actually types of loans, but they serve distinct purposes and come with their risks and rewards. In Canada, it’s important to understand how these loans work, when to use…

October 26, 20240Comments

ByOreoluwa Fakolujo

Maximizing Wealth With Tactical Investing in Canada

Maximizing Wealth With Tactical Investing in Canada

As a smart investor, your goal is to make intelligent decisions that will grow your wealth over time. You may have heard terms like “buy and hold” or “long-term investing,” but another approach that may grab your attention is tactical investing. Unlike a traditional buy-and-hold strategy, tactical investing is a more hands-on approach, allowing you…

October 17, 20240Comments

ByOreoluwa Fakolujo

Understanding Capital Gains Tax in Canada

Understanding Capital Gains Tax in Canada

Understanding capital gains tax is essential for Canadian investors looking to maximize their returns while staying on the right side of the law. Whether you're selling stocks, real estate, or digital assets like cryptocurrency ETFs, capital gains tax significantly determines how much of your profit you'll keep. In Canada, the government taxes only a portion…

September 15, 20240Comments

ByOreoluwa Fakolujo

How Wealthica Can Help You Avoid Financial Mistakes

How Wealthica Can Help You Avoid Financial Mistakes

Managing personal finances can be overwhelming, especially when navigating Canada's unique financial landscape. Canadians face various financial challenges, from understanding the nuances of tax-advantaged accounts like RRSPs and TFSAs to keeping track of investments and debt. Wealthica becomes a powerful ally, helping you avoid common mistakes that could otherwise jeopardize your financial future. By providing…

September 1, 20240Comments

ByOreoluwa Fakolujo

Cryptocurrency ETFs_ A Comprehensive Guide for Investors In Canada

Cryptocurrency ETFs: The Canadian Investor’s Guide

The Canadian market has been at the forefront of the adoption of cryptocurrency ETFs. For instance, the Purpose Bitcoin ETF, launched in February 2021, made headlines as the world's first physically settled Bitcoin ETF. This product allows investors to buy shares that directly correspond to Bitcoin holdings, offering a straightforward way to gain exposure to…

August 20, 20240Comments

ByOreoluwa Fakolujo

Investment Strategies_ A Comprehensive Guide for Canadian Investors

Investing Help and How To

Investment Strategies: The Canadian Investor’s Guide

The quest for financial prosperity often leads investors to explore various investment strategies. Each strategy offers a distinct approach to navigating market complexities, balancing risk with potential returns, and achieving long-term goals. For Canadian investors, these strategies must be tailored to the unique dynamics of the Canadian market, considering factors like tax implications, economic conditions,…

August 3, 20240Comments

ByOreoluwa Fakolujo

making a financial budget

How to Make a Financial Budget

Creating a financial budget is like constructing a blueprint for your financial future, offering clarity, control, and confidence in managing your money. In Canada, budgeting becomes even more crucial as it helps navigate varying costs of living, unique tax implications, and regional economic factors. Whether you're saving for a home in bustling Toronto, planning for…

July 15, 20240Comments

ByOreoluwa Fakolujo

Wealthica vs Mint

Investing Help and How To

Mint vs Wealthica: Net Worth Trackers Compared

I was using Mint for a number of years and have been a Wealthica user for around three years. Initially, I thought that there was not much comparison between Wealthica vs Mint, but in reality they are quite different. Although they are both net worth trackers, Mint is more for day-to-day budgeting and Wealthica is…

November 30, 20230Comments

Wealthica + goPeer Login! Connect FREE with goPeer.

This collaboration brings an exclusive offer to our users and an alternative to keep using Wealthica for FREE. It also enables users to connect their goPeer login with the other banks or brokerage they use. We're excited to announce that we're partnering with goPeer, peer to peer lending canada, so you can get Wealthica Connect (Sync up…

November 21, 20230Comments

How to Invest $100K for Passive Income

How to Invest $100K for Passive Income

Investing 100K for passive income is not an easy feat. The problem is not the size, of course, but the word “passive”. People might have $100K available to invest (and congrats!), but there isn’t any practically helpful guide when it comes to this aspiration. No doubt, online articles are a great source of information. But…

May 4, 20230Comments

what is quantitative investing

What is Quantitative Investing and How Does it Work?

We often learn about hedge funds that incorporate a strategy called quantitative investing. These are also called quant funds and were popularized in the last few decades. Believe it or not, this is not a strategy only hedge funds can use but also retail investors. That's why it's important to understand it. So, what is…

March 13, 20230Comments

ByKonstantinos Kosmidis

Dividend Investor

Investing Mises à jour Product Features

Dividend Investor: New Power Up Alert!

We are excited to introduce the - Dividend Investor Power-Up - a new feature on Wealthica. 🥳 This powerful tool acts as a dividend tracker and analyzes income from your stock investments, giving you a comprehensive view of your dividends and future dividend forecast. This will enable you to make more informed decisions about your…

January 20, 20230Comments

inflation-industries

5 Industries that Have Suffered the Most Because of Inflation: How Much Exposure Do you Have to Them?

The pressure we faced by inflation this year is not unprecedented, but surely historic. In this post, we’ll help you understand the investment opportunities in an inflationary environment…

September 30, 20220Comments

ByKonstantinos Kosmidis

tfsa vs rrsp

TFSA vs RRSP: What’s the Difference?

Are you torn between choosing a TFSA and RRSP account? Worry not. In this article we will end the TFSA vs RRSP debate once and for all…

April 20, 20220Comments

ByKonstantinos Kosmidis