Skip to content Skip to sidebar Skip to footer

Wealthica's Journey to $100BWe share everything on our journey to $100B aggregated net worth.

Oreoluwa Fakolujo

28 articles published

Asset Protection Strategies Against Lawsuits and Creditors for Long-Term Wealth Security

Investing Help and How To

Asset Protection Strategies Against Lawsuits and Creditors

Asset protection is a deliberate process that shapes how wealth withstands pressure from lawsuits, creditors, and unexpected claims. The subject carries weight because financial success often attracts attention and risk at the same time. A thoughtful structure allows assets to remain productive while staying insulated from threats. The goal centers on preserving control, dignity, and…

January 7, 20260Comments

ByOreoluwa Fakolujo

Financial Therapy for Couples_ How Shared Money Healing Builds Trust, Stability, and Wealth

Financial Therapy for Couples: What You Should Know

Money enters a relationship quietly and then begins to speak loudly. Shared bills, daily choices long-term dreams, and unresolved fears all surface through financial behavior. Financial therapy for couples brings these hidden conversations into the open and turns conflict into cooperation. The process blends emotional awareness with practical financial guidance so that partners can move…

January 4, 20260Comments

ByOreoluwa Fakolujo

The Tax Implications of Selling Luxury Watches in Canada

The Tax Implications of Selling Luxury Watches in Canada

Luxury watches have evolved beyond being mere fashion accessories. In Canada, they have found their place as tangible investment assets with potential for long-term appreciation. Brands such as Rolex, Patek Philippe, and Audemars Piguet have seen their values rise considerably over the years, attracting collectors and investors alike. As the secondary market for investment-grade watches…

December 11, 20250Comments

ByOreoluwa Fakolujo

Lifetime Wealth Ratio

Lifetime Wealth Ratio: How It Defines Your Financial Success

Financial success often lies not in how much money one earns but in how much of that money is retained and grown over time. The Lifetime Wealth Ratio (LWR) is one of the most revealing measures of this financial efficiency. It connects lifetime earnings and current wealth, offering a clear picture of how income has…

November 13, 20250Comments

ByOreoluwa Fakolujo

Luxury watch investing

The Watch Investing Guide: How to Build Long-Term Value

The fascination with fine timepieces has transformed from mere admiration into a calculated investment pursuit. Luxury watches represent a unique blend of artistry, mechanical precision, and financial growth. For many investors, these intricate instruments have evolved into tangible stores of value that can appreciate over time. In the same way collectors of rare wines or…

November 10, 20250Comments

ByOreoluwa Fakolujo

Can AI Replace Your Financial Advisor_Can AI Replace Your Financial Advisor_

Can AI Replace Your Financial Advisor?

Artificial Intelligence is changing how people interact with money. Algorithms now analyze portfolios, predict market shifts, and offer advice that once came from professional financial planners. The rise of AI-driven financial tools has sparked conversations about the future of personal finance. As technology becomes more precise, investors are beginning to ask an important question: Can…

November 4, 20250Comments

ByOreoluwa Fakolujo

How to Manage a Financial Windfall

Investing Help and How To

How to Manage a Financial Windfall

Sudden financial gains often arrive unexpectedly. They might come from an inheritance, a business sale, a lottery prize, or even a legal settlement. Whatever the source, a large sum of money can shift your financial life overnight. For many people, it brings a mixture of excitement and anxiety. The opportunities are immense, but so are…

October 6, 20250Comments

ByOreoluwa Fakolujo

lumpy assets

What Are Lumpy Assets?

Lumpy assets play a critical role in wealth management. These are assets that cannot be divided into smaller parts without losing their value or utility. Unlike liquid assets such as cash or stocks, lumpy assets require large transactions when you buy or sell them. Real estate, private businesses, and unique collectibles are some of the…

September 22, 20250Comments

ByOreoluwa Fakolujo

Dollar Cost Averaging vs. Lump Sum Investing

Dollar Cost Averaging vs. Lump Sum Investing

Investing is a long journey that demands informed decisions. Among the most important choices is how to enter the market. Should you invest all your capital at once, or space it out over time? This fundamental question divides investors into two camps: those who favor Dollar Cost Averaging (DCA) and those who choose Lump Sum…

September 11, 20250Comments

ByOreoluwa Fakolujo

Low-Risk-Investing-How-to-Grow-Wealth-Without-Losing-Sleep

Help and How To

Low-Risk Investing: How to Grow Wealth Without Losing Sleep

Building wealth can feel like a high-stakes game, but it does not have to be. The goal is not always to chase the highest returns. Sometimes, the wisest move is to grow steadily, protect what you have, and let your money work with minimal stress using low-risk investing. It is a calm and measured approach…

September 9, 20250Comments

ByOreoluwa Fakolujo

Do I Need a Holding Company_

Investing Help and How To

Do I Need a Holding Company?

The idea of creating a holding company often arises at certain stages of financial growth. Entrepreneurs, investors, and professionals sometimes come to a point where personal ownership of assets feels limiting. A holding company, by design, provides a structure that centralizes ownership while creating protection and flexibility. It does not operate like a store or…

September 2, 20250Comments

ByOreoluwa Fakolujo

Art Investing A Complete Guide to Building Wealth Through Fine Art

Art Investing: Building Wealth Through Fine Art

Art investing has become an established way to build wealth while diversifying beyond traditional assets. Unlike equities or property, art combines financial potential with cultural value. Investors are no longer confined to conventional tools for growth, and fine art has proven to be a serious contender in the global investment landscape. Wealth managers, collectors, and…

August 31, 20250Comments

ByOreoluwa Fakolujo

Rollover Equity_ A Comprehensive Guide for the Modern Investor

Rollover Equity: The Modern Investor’s Guide

Rollover equity has become a core strategy in modern private equity transactions. It allows sellers to retain a stake in their business after a partial or full sale, creating an opportunity to continue benefiting from the growth of the company under new ownership. This arrangement is typical in management buyouts, private equity acquisitions, and recapitalizations,…

August 12, 20250Comments

ByOreoluwa Fakolujo

What Percentage of My Net Worth Should Be in Real Estate_

What Percentage of My Net Worth Should Be in Real Estate?

Some questions do not have a perfect answer, only an honest one that reflects reality as it unfolds. You won't find a single number carved in stone when it comes to how much of your net worth should be tied up in real estate. But you can discover a range, shaped by personal goals, life…

June 11, 20250Comments

ByOreoluwa Fakolujo

Asset-Based Mortgages vs Traditional Mortgages_ Which One Is Right for You_

Investing Help and How To

Asset-Based Mortgages vs Traditional Mortgages: Which One Is Right for You?

The road to homeownership can take a very different path depending on your financial situation. Some people have a steady job, predictable income, and clear pay stubs. Others might have considerable wealth tied up in stocks, real estate, or other non-traditional assets, but very little income showing on paper. Lenders once saw these people as…

June 11, 20250Comments

ByOreoluwa Fakolujo

Top-10-Recession-Resistant-Stocks-and-ETFs-Canadians-Should-Watch

Help and How To Investing

Top 10 Recession-Resistant Stocks and ETFs in Canada

The economy moves in cycles. Sometimes, growth feels unstoppable, and other times, it slows down. As an investor, knowing how to prepare for a recession is the key to navigating uncertain times. You don’t need to make risky bets or guess where the market is heading. You just need to know where to look. Some…

May 21, 20250Comments

ByOreoluwa Fakolujo

Cash vs. Equity Compensation_ Making the Right Choice for Your Financial Future

Help and How To

Cash vs. Equity Compensation: Making the Right Choice for Your Financial Future

Many employees are often faced with choosing between cash and equity compensation, leaving them in a dilemma of making the most critical financial decision in their career. Cash offers stability, immediate access to funds, and predictable earnings, making it the preferred option for those prioritizing financial security. Conversely, equity provides an opportunity to share in…

April 1, 20250Comments

ByOreoluwa Fakolujo

Leveraged ETF Bonds_ A Deep Dive into High-Risk, High-Reward Investing

Leveraged ETF Bonds: High-Risk, High-Reward Investing

Leveraged ETF bonds take bond investing to the next level by magnifying gains and losses through financial leverage. They can be a powerful tool for short-term traders but a dangerous trap for the unprepared. They don’t just follow the market. They push the limits, using borrowed capital and complex financial instruments to deliver twice or…

April 1, 20250Comments

ByOreoluwa Fakolujo

Help and How To

How to Use Pledged Asset Lines for liquidity

When you look at your investment portfolio like stocks, bonds, mutual funds, or cryptocurrency ETFs, it represents more than just numbers on a screen; it’s a testament to your financial discipline and planning. But what happens when life presents you with opportunities or expenses that require cash, and selling your investments feels counterproductive? This is…

December 31, 20240Comments

ByOreoluwa Fakolujo

Family Wealth Protection_ Safeguarding Your Legacy for Generations

Help and How To

Family Wealth Protection: Safeguarding Your Legacy for Generations

Consider building a life of hard work, smart decisions, and careful savings, only to see it unravel due to unforeseen events. From unexpected medical emergencies to legal disputes, life’s uncertainties can quickly jeopardize the financial security you’ve worked so hard to achieve. Family wealth protection is about more than just preserving assets; it’s about ensuring…

December 31, 20240Comments

ByOreoluwa Fakolujo

Taking Stock of Your Finances With Financial Inventory

Investing Help and How To Stock Tracking

Taking Stock of Your Finances With Financial Inventory

If you must take control of your finances, especially in a world where financial uncertainty often looms, conducting a financial inventory is one of the best ways to achieve this. It might sound complicated, but it's like spring cleaning for your finances. You sort, assess, and organize everything you own, owe, and plan to achieve…

December 31, 20240Comments

ByOreoluwa Fakolujo

Margin Loan and Mortgage_ Major Similarities and Differences

Margin Loan and Mortgage: Similarities and Differences

When you first consider the concepts of margin loan and mortgage, it might feel like you're meandering through a strange and confusing territory. Both are actually types of loans, but they serve distinct purposes and come with their risks and rewards. In Canada, it’s important to understand how these loans work, when to use…

October 26, 20240Comments

ByOreoluwa Fakolujo

Maximizing Wealth With Tactical Investing in Canada

Maximizing Wealth With Tactical Investing in Canada

As a smart investor, your goal is to make intelligent decisions that will grow your wealth over time. You may have heard terms like “buy and hold” or “long-term investing,” but another approach that may grab your attention is tactical investing. Unlike a traditional buy-and-hold strategy, tactical investing is a more hands-on approach, allowing you…

October 17, 20240Comments

ByOreoluwa Fakolujo

Understanding Capital Gains Tax in Canada

Understanding Capital Gains Tax in Canada

Understanding capital gains tax is essential for Canadian investors looking to maximize their returns while staying on the right side of the law. Whether you're selling stocks, real estate, or digital assets like cryptocurrency ETFs, capital gains tax significantly determines how much of your profit you'll keep. In Canada, the government taxes only a portion…

September 15, 20240Comments

ByOreoluwa Fakolujo

How Wealthica Can Help You Avoid Financial Mistakes

How Wealthica Can Help You Avoid Financial Mistakes

Managing personal finances can be overwhelming, especially when navigating Canada's unique financial landscape. Canadians face various financial challenges, from understanding the nuances of tax-advantaged accounts like RRSPs and TFSAs to keeping track of investments and debt. Wealthica becomes a powerful ally, helping you avoid common mistakes that could otherwise jeopardize your financial future. By providing…

September 1, 20240Comments

ByOreoluwa Fakolujo