The Single Source of Truth for Canadian Wealth
Power your platform with the most comprehensive investment data engine in Canada.
Wealthica’s API bridges the gap between siloed bank accounts and complex portfolios, delivering the structured, high-fidelity data required to build institutional-grade wealth experiences.
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Proudly CanadiansHigh-Impact Use Cases
One API. Every Vertical.
Our data doesn't just show a balance—it powers the core logic of your application.
Unified Wealth Dashboards (360° View)
Build the "Single Pane of Glass." Aggregate net worth across multiple brokerages, banks, and private holdings to become your user's primary financial command center.
Portfolio & Risk Analytics
Run institutional-grade performance and risk modeling. Pull real-time holdings (tickers and quantities) to provide automated stress testing, Sharpe ratios, and asset allocation benchmarks.
Tax & Cost Basis Automation (ACB Tracking)
Solve the most painful part of Canadian investing. Automate the tracking of every transaction to accurately calculate Adjusted Cost Base for non-registered accounts.
Compliance Monitoring
For RegTech and institutional compliance, automate the monitoring of employee personal trading accounts. Replace manual statement uploads with a direct feed to flag conflicts of interest instantly.
Fee Transparency
Show users what they are actually paying. Identify hidden MERs and management costs across their entire portfolio to prove the value of your lower-cost alternatives.
Alternative Assets & Private Equity
Bridge the gap between public and private markets. Track "un-bankable" assets—Private Equity, Real Estate, and Venture Capital—alongside liquid stocks.
KYC Refresh & Investor Profiling
Instead of asking clients to self-report, use aggregated data to verify current holdings and streamline the annual KYC refresh process automatically.
Estate Planning & Digital Vaults
Enable the "Digital Will." Maintain a live, up-to-date inventory of all financial assets for executors and beneficiaries across all 150+ institutions.
The Wealthica Advantage
Built for the Canadian Financial Landscape
Unrivaled Canadian Depth:
Wealthica API covers all the main brokerages of the Big Five FIs and major independent wealth firms where the vast majority of Canadian assets are actually held.
Deep Metadata Fidelity:
Wealthica API doesn't just "cleanse" transaction strings. It retrieves the DNA of the account: tickers, quantities, book values, and specific security identifiers.
Hybrid Sync Architecture:
Our engine balances automated daily syncs with client-triggered manual refreshes to ensure your data is as fresh as your users require.
Permanent Data Sovereignty:
Wealthica archives transaction history indefinitely. Your app maintains a continuous record even if the user closes an account or the bank purges its online history.
Technical Foundation
White-Label Connect Widget:
A drop-in module that handles the complex MFA of Canadian banks so you don't have to.
Institutional Security:
SOC 2 Type II Certified with a "Zero-Trace" data privacy policy.
Structured JSON:
Normalized data across 150+ institutions, including Wealth, Banking, and Crypto.
Security is Paramount
SOC 2 Type 2 Compliant
The SOC certification is a report on controls relevant to security, and availability. We undergo regular audits.
Data Secured With AES-256 Encryption
We encrypt all in-transit data using the latest TLS 1.2. Database administrators don't have access to the encryption keys used.
Industry-Leading Cloud Providers
Our secure infrastructure is hardened against the most sophisticated types of attacks. We perform regular automated and manual application security testing.
